Creative lending for life’s transitions.

The Premiere Team

Yea, we can do that.

With loan products few other lenders can get, and partnerships that no other lenders have, we can often do things that no other lenders can do.

Add in the depth of our industry knowledge over decades in the mortgage business and you’ll see what so many clients have found: despite what those other lenders said? Yea, we can do that.

  • Our rates will compete with any lender you find, but our service will set us apart.

    0% down VA loans. First time homebuyer loans with down payment assistance. Creative combo loans to avoid PMI.

    For a more extensive list of what all is available, click here.

  • Innovative loan products that can pay off the home early and save hundreds of thousands of dollars for the right clients—while providing complete flexibility and liquidity.

    Visit our site that explains these in depth at www.aio.loan.

  • Todd has decades of experience in construction lending and working with builders. To learn how construction loans work, click here. We have one-time close and two-time close options available.

  • We’ve got the best condo team in the business; where other lenders may run out of options, we can almost always find a way. In many cases all we need is a COI. If you’re looking to finance a condo of any sort, reach out to us ASAP.

  • See how a 2-1 buydown might make more sense than spending money on discount points—especially in times of elevated interest rates. Click here to learn more.

Why the Premiere Team?

We love finding creative lending solutions for life’s big transitions—whether that’s a military relocation, a divorce, or a complete life reset.

We offer our clients a lender credit worth up to $2,500* to go towards the cost of their loan. Additionally, we offer a “Refi-on-me Guarantee" so that when rates come down beyond six months from the time we close, we’ll cover the lender costs to refinance.

No matter what’s precipitating your move, we’re here for you, and we’ve got you.

Life is Stressful.

We offer:

Conventional | VA Loans | FHA | USDA | All in One | Equity Advancer | Dream Maker | DSCR | Bank Statement Loans | Lite Doc Loans | Construction Loans | Vacant Land | Condos | Temporary Buydowns | Down Payment Assistance | Bridge Loans | Asset Depletion | Lock and Shop | 80-15-5 Combo Loans | Jumbo Loans | First-time Homebuyer | And Many More

*Lender Credit is 30bps (0.30% of the loan amount), up to $2500.

If you or someone you know is navigating a home transition, we’d love to help. We value the following:

  1. Empathy — We listen first. Every situation is different.

  2. Clarity — We simplify the complex, with options and explanations.

  3. Creativity — We explore every lending path, not just the obvious one.

  4. Stability — We help clients land securely in a home that fits their future.

“Aaron & the team made transitioning to a new loan easy, clear & a financial benefit for my family.  Aaron's patience & commitment to ensuring we understood the product made it an enjoyable process.

— Premiere Team Client

Mortgage is Complicated.

We don’t expect you to stay up to speed on interest rates, closing costs, & loan guidelines.

That’s why we’re here—to empower you with the information you need. Our rates will compete with any lender you find, but our suite of specialized loan products will crush most any other lenders you find.

We’ve helped many individuals and families navigate housing decisions during transitions, such as divorce. Whether it’s refinancing the marital home, buying a new place, or qualifying on a single income, we bring clarity, creativity, and compassion to a complex season of life.

We partner with attorneys, mediators, and financial planners to create smooth, strategic lending solutions that protect our clients’ long-term stability—and peace of mind.

Who are we?

We are good friends from the South (Go Dawgs!) who ended up in the same neighborhood in Colorado Springs, and partnered to work on the same team at Valor. Learn more about Todd. Learn more about Aaron.

We work with all kinds of clients, the top realtors, the most trusted financial advisors & sought-after CPAs—all to provide the best service possible. And we have a lot of fun doing it.

Let’s Chat.

We would love to share how we’ve helped others navigate their housing transitions — and explore how we might support you in yours as well. Book a call with us anytime. If you’d rather just shoot us a note, you can email us here.

If you’d like to learn more about mortgage in general, or our products in particular, see our Youtube channel.